There are thousands of new scams every year, which can be challenging to keep up with them all. However, remember these few tips, and you can avoid most scams while protecting yourself and your family. Never send a wire transfer or gift card to someone you’ve never met. Wire transfers or gift cards act the same as cash does, which makes it impossible to trace. If someone is trying to convince you to pay this way, hang up and file a complaint with the Federal Trade Commission (FTC). Avoid clickbait. Always think twice about an ad that pops up or clicking on links from an email. Clicking on a link will download malware onto your computer or smart device, allowing cyber thieves to steal your identity. Scammers are great a mimicking official seals, fonts, and other details. If you recognize the email but the message is off, delete, block, and report the email as a phish. If it is too good to be true, it probably is. This goes without explanation. Many scammers will offer a discount rate, offer all the added services then ask for money upfront. Never pay for a service upfront. Always check reviews and profiles at the Better Business Bureau to see what other people have experienced. Use extreme caution when dealing with someone online. Scammers will use social media, dating websites, Craigslist, and many other sites to reach potential targets. They can quickly feel like friends, which is part of the con for you to trusting them. Never share personal info. Again, this goes without explanation, but never give out your personal information, such as your banking information, birthdate, and social security numbers. Always read over invoices, and do not be intimidated when a scammer uses those scary tactics...