{"id":40303,"date":"2025-06-03T06:00:00","date_gmt":"2025-06-03T13:00:00","guid":{"rendered":"https:\/\/www.yardi.com\/blog\/?p=40303"},"modified":"2026-02-27T02:27:14","modified_gmt":"2026-02-27T10:27:14","slug":"matrix-report-may-2025-affordable-housing-loan-maturities","status":"publish","type":"post","link":"https:\/\/www.yardi.com\/blog\/matrix-report-may-2025-affordable-housing-loan-maturities\/","title":{"rendered":"Yardi Matrix report measures affordable housing loan maturities"},"content":{"rendered":"
<\/figure>\n

A recently completed\u00a0Yardi<\/a> Matrix study, the first of its kind to measure affordable housing loan maturities, tells the story of the $42.2 billion in affordable property loans that will mature by 2035.<\/p>\n

The report notes that while difficulties in replacing low-coupon loans with higher rates has generated distress in some market-rate multifamily properties, such distress is less prevalent among affordable properties. Factors helping to insulate the affordable sector include favorable rates offered through government entities, long-term loans that give owners time to fix properties with weak cash flow and high demand for affordable housing.<\/p>\n

In the Yardi Matrix database, 26,000 fully affordable multifamily properties, defined as assets in which at least 90% of units are subject to rent limits, serve as collateral for loans totaling $116.1 billion. Commercial loans and government entities together account for more than 71% of the total, with commercial mortgage-backed securities and other sources such as debt funds, credit unions and other private sources making up the rest.<\/p>\n

The impact of shifting government policies on rental subsidies, financing, loan servicing and unit development, along with rising property maintenance and development costs, remains uncertain. While the affordable housing loan maturies market is currently stable, that stability may soon be tested by both policy and market forces.<\/p>\n

See the full May 2025 Yardi Matrix National Affordable Housing Report<\/a> for analysis of affordable housing loan maturities.<\/p><\/p>\n","protected":false},"excerpt":{"rendered":"

A first-of-its-kind report from Yardi Matrix examines commercial mortgages backed by fully affordable U.S. properties that are coming due in the next decade.<\/p>\n","protected":false},"author":610,"featured_media":40304,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_s2mail":"yes","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3236,2791],"tags":[],"class_list":["post-40303","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-affordable-housing","category-matrix"],"acf":[],"yoast_head":"\nYardi Blog<\/title>\n<meta name=\"description\" content=\"A new Yardi Matrix report examines affordable property commercial mortgages coming due by 2035, as well as the sector\u2019s stability.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.yardi.com\/blog\/matrix-report-may-2025-affordable-housing-loan-maturities\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Yardi Matrix report measures affordable housing loan maturities\" \/>\n<meta property=\"og:description\" content=\"The U.S. affordable housing sector is stable but policy and market forces generate uncertainty. 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