{"id":13785,"date":"2015-09-01T05:00:07","date_gmt":"2015-09-01T12:00:07","guid":{"rendered":"http:\/\/www.yardi.com\/blog\/?p=13785"},"modified":"2021-02-03T16:00:13","modified_gmt":"2021-02-04T00:00:13","slug":"debra-nutter","status":"publish","type":"post","link":"https:\/\/www.yardi.com\/blog\/debra-nutter\/","title":{"rendered":"Debra Nutter"},"content":{"rendered":"<p>Debra Nutter, CEO of the Massachusetts based <span style=\"text-decoration: underline;\">The <\/span><a href=\"http:\/\/www.thecalebgroup.org\/wp1\/\">Caleb Group<\/a>, wants not just t<img loading=\"lazy\" decoding=\"async\" class=\"alignright size-full wp-image-13786\" src=\"https:\/\/www.yardi.com\/blog\/wp-content\/uploads\/sites\/15\/2015\/08\/Deb-Nutter-at-AllCareVNA-2010-Cropped.jpg\" alt=\"Deb Nutter at AllCareVNA 2010 Cropped\" width=\"160\" height=\"220\" \/>o house affordable residents, but to change their lives for the better.<\/p>\n<p>As a result, Nutter\u2019s non-profit housing organization is encouraging HUD to expand its support for life skills programming to private non-profits, in addition to public housing authorities.<\/p>\n<p>The effort is in the early stages, but Nutter believes that The Caleb Group, a <a href=\"http:\/\/www.yardi.com\/\">Yardi<\/a> client, has good chance to move it forward.<\/p>\n<p>\u201cHUD is providing us with (assistance for) rental income, but not allowing residents of privately run developments to access this same money for social services,\u201d Nutter said. \u201cIt bothered me that they were not allowing residents of privately run developments to access this same money.\u201d<\/p>\n<p>One of the main areas of concern with residents of Caleb Group properties is their inability to save money and plan for the future. Nutter describes residents who get stuck in a cycle of poverty \u2013 even to the extent that they might leave or turn down a higher paying job in order to keep their rent subsidies.<\/p>\n<p>\u201cCan\u2019t figure out how to jump off that cliff, so they get to the edge of it and then just walk away again,\u201d Nutter said. Breaking the routine takes more than self-motivation, and outside coaching can make a big difference.<\/p>\n<p>A recently completed Caleb Group pilot program, run by a contractor called Compass Working Capital, focused on the value of saving, the importance of a plan to resolve personal financial crises, and personalized coaching to put that plan in motion.<\/p>\n<p>Sandra Suarez, Operations Manager at Compass who manages the partnership program, provided insight into how such personalized attention and programming can help.<\/p>\n<p>\u201cFor the families we work with in this partnership program, it\u2019s a daily struggle just to get by. It can be hard for them to believe that there\u2019s something better out there for themselves and for their children,\u201d Suarez said.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-13788\" src=\"https:\/\/www.yardi.com\/blog\/wp-content\/uploads\/sites\/15\/2015\/08\/kristen.suriah.emerson.final-001-300x248.jpg\" alt=\"kristen.suriah.emerson.final-001\" width=\"300\" height=\"248\" \/>\u201cWhen Compass comes into the picture, we give families a set of tools to work toward their financial goals and help families tap into the\u00a0 belief that being self-sufficient is within reach, that it is something they can do. The financial education, coaching, and guidance we provide empowers families to accomplish their dreams and their aspirations.\u201d<\/p>\n<p>Two residents at a Caleb property in Gloucester, Mass., successfully completed the program this summer with impressive results. One single mother has already moved out of subsidized housing and into a market rate apartment, consolidated her education loans and is working toward buying a house.<\/p>\n<p>Nutter hopes that positive results like that motivate other residents to consider participating.<\/p>\n<p>\u201cThose bad decisions that you made as a younger person don\u2019t have to hold you back for the rest of your life,\u201d Nutter said.<\/p>\n<p>A founder of The Caleb Group along with her parents, Warren and Joan Sawyer, Nutter knows the pain of a financial challenge first hand. She went through a divorce many years ago that left her in a precarious financial position and said that for a time, she struggled to get back on her feet.<\/p>\n<p>Now stable and successful, she wants to help others do the same.<\/p>\n<p>\u201cOur focus has always been on our residents. Every property we have ever purchased or contemplated purchasing has to have the ability to pay for a service coordinator at the property, whose job is to connect the residents with the services and programs they need,\u201d Nutter said.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Debra Nutter, CEO of the Massachusetts based The Caleb Group, wants not just to house affordable residents, but to change their lives for the better. As a result, Nutter\u2019s non-profit housing organization is encouraging HUD to expand its support for life skills programming to private non-profits, in addition to public housing authorities. The effort is [&hellip;]<\/p>\n","protected":false},"author":413,"featured_media":13823,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_s2mail":"yes","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5,3354],"tags":[116],"class_list":["post-13785","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-people","category-team-yardi","tag-yardi-client-profile"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.4 (Yoast SEO v24.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Yardi Blog<\/title>\n<meta name=\"description\" content=\"Debra Nutter, CEO of the Massachusetts based The Caleb Group, wants not just to house affordable residents, but to change their lives for the better. 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